No Credit System
By Arthur Vess

      5. Excuse Five: "I tithe but I borrow it for my own use and pay it back when I do not need it." This is the sure road to backsliding from tithing, and eventually, from grace. While you are using the tithe for your own interests, you and the cause suffer. The tithe belongs to God's storehouse, -- the Church. Did you get permission from God and the Church to borrow the tithe, or did you rob both? It is theirs, not yours. If all the Church borrowed the tithe, what would become of the church bills and expenses? The writer got into trouble by borrowing the tithe, and lost financially and spiritually.